Nicholas Charton was raised in the insurance business. Nick began working in an insurance office at age 16 and got licensed early on at age 20. While attending California State University, Northridge Nicholas began providing insurance for both families and businesses. One of Nick's early successes was providing all the insurance for the largest seafood distributor on the west coast. Nick specializes in both businesses and insuring "toys" including ATVs, boats, classic vehicles, etc. Nicholas lives in Simi Valley, CA and enjoys boating and dirt bikes.