Night Club Insurance

Night Club BarOwning a night club presents a number of unique exposures that put your club and your assets at risk, and there are several areas of insurance coverage that may be necessary to include in your Business Insurance Policy. Understanding your legal exposures is absolutely essential.

As an independent agent, we are able to work with many different companies to develop solutions that are best for your individual business. We even have solutions for clubs that feature hip-hop, bottle service and other more difficult types of situations.

At Gaspar Insurance, we know which coverages are important for nightclubs and we specialize in pricing policies that include assault and battery, employment practices, and crime coverage. We can also guarantee reduction of your “experience modification” on workers compensation policies by closing old claims and reduce existing claims through our Accucomp program.

Insurance coverage you may wish to consider:
  • Liquor liability: Covers situations where your guests may drink too much causing damage to people
    or property (i.e. your bartender overserves someone who drives home drunk and gets in an accident)
  • Robbery Coverage, due to high money intake
  • Assault/Battery Coverage, for issues that may arise between customers or security staff
  • Catastrophe Coverage, to insure the building and its contents
  Gaspar Insurance offers Restaurant, Business & Professional Liability, Special Event Coverage & Entertainment Industry insurance services.
We also provide:
  • “TIPs” (or alcohol server training) for your staff
  • HR Support Hotline, for any HR needs and questions you may have  

    For more information on how we can help you protect your Night Club or Entertainment business, call 1-818-302-3060 ext 1. to request a free quote.